More Article Categories Internet Red Tag Sales Great EBooks And Software At The CBMall Submit Your Article
Below This Article Are Related Videos And Other Information!!
Are Pre-paid Services Worth The Money?
You may be covered when it comes to health, life, car or home insurance… but what about legal coverage?
The question is not if you'll need a lawyer, but when: according to the American Bar Association (ABA) “Americans have come to view legal assistance as a necessity”. Yet, most Americans have not used a lawyer more than once due to the sky high attorney fees – anywhere from $100 to $1000 per hour – and the trepidation involved in the search for legal services.
Prepaid legal insurance might just be the answer you have been looking for. The concept is simple: for a fixed monthly subscription, you get telephone access to advice from a lawyer. You pay a fixed amount in advance each month to defray the cost of legal services furnished in the future. These services span various areas of the law, anywhere from reviews of simple legal documents and the writing of a simple will to more comprehensive coverage of trials, divorce, bankruptcy and real estate issues.
Pre-paid legal coverage is a very attractive proposition for people who don’t have the resources to retain a lawyer on a regular basis whenever they need assistance. You effectively have a network of attorneys you can use as retainer to seek preliminary advice about what the issues are and how the procedures work whenever legal matters arise. Services not covered by the plan are available to members for a discount on regular hourly rates or flat fees.
A hard fact, however, is that more than half of new subscribers drop out of a prepaid plan after their first year. One reason could be that many members do not require any legal assistance during their first year, so opt out. Another reason is the scope of services offered, which are very basic and limited in nature. Most plans have certain caps or maximums as far as benefits provided are concerned, and purport to offer discount on standard attorney fees instead. However, by virtue of simply calling around by yourself you could probably negotiate a lower rate. Another problem with pre-paid legal plans is the likelihood of getting assigned to a novice attorney. Because of cost considerations, many of the companies behind per-paid services assign trainee or inexperienced attorneys to handle phone consultation and drafting of simple legal documents. You are also less likely to build rapport and understanding, two of the most important attributes of choosing a good attorney, as over 90% of the work is done over the phone.
More Articles
Differences Between Pre-Paid And Legal Plans
Look Before You Take The Leap Into Pre-paid Legal Services
Group Legal Plans Benefits For Employer And Employee
How To Enrol For A Legal Plan?
Products And Downloads
eBay Auctions
Lot Of Prepaid Legal Marketing Materials
 | US $0.01 (0 Bid) End Date: Saturday Feb-04-2012 16:31:26 PST Bid now | Add to watch list |
Jeff Olson Power Training Pre-paid Legal, Legal Shield Mlm, Network Mktg Nerium
 | US $8.99 End Date: Saturday Feb-04-2012 17:07:12 PST Buy It Now for only: US $8.99 Buy it now | Add to watch list |
Bundle Of 25 - Success From Home Magazine - Featuring Pre-paid Legal Services!!!
 | US $6.95 (0 Bid) End Date: Saturday Feb-04-2012 17:18:24 PST Buy It Now for only: US $8.95 Bid now | Buy it now | Add to watch list |
Success From Home Magazine For Prepaid Legal Business
 | US $0.01 (0 Bid) End Date: Sunday Feb-05-2012 1:08:00 PST Bid now | Add to watch list |
Success From Home Magazine For Prepaid Legal Business
 | US $0.01 (0 Bid) End Date: Sunday Feb-05-2012 1:11:21 PST Bid now | Add to watch list |
Pre Paid Legal Magazine Your Business At Home Include Cd/dvd Money Making Opport
 | US $0.99 (0 Bid) End Date: Sunday Feb-05-2012 16:39:17 PST Bid now | Add to watch list |
5 For Pastors Only Prepaid Legal Cd's--unopened--use With Legalshield Business
 | US $2.99 (0 Bid) End Date: Sunday Feb-05-2012 20:00:43 PST Buy It Now for only: US $3.99 Bid now | Buy it now | Add to watch list |
13 Dvd's The Solution Unopened--for Prepaid Legal/ Legalshield Business
 | US $16.99 (0 Bid) End Date: Sunday Feb-05-2012 20:01:12 PST Buy It Now for only: US $19.99 Bid now | Buy it now | Add to watch list |
40 Free Advertising Sites $1.00 Pre Paid Legal Prepaid Ppl Mlm Network Marketing
 | US $0.90 (0 Bid) End Date: Tuesday Feb-07-2012 15:30:19 PST Buy It Now for only: US $1.00 Bid now | Buy it now | Add to watch list |
The Pre-paid Legal Story By Harland Stonecipher And James W. Robinson (2000,...
 | US $1.97 (0 Bid) End Date: Tuesday Feb-07-2012 19:54:40 PST Bid now | Add to watch list |
More Articles And Free Videos
Group Legal Plans Benefits For Employer And Employee
... group legal insurance plan can be the perfect complement to any employer s work life initiative. Considering that many employees are nowadays increasingly swayed by benefit options when making career decisions, Legal insurance is a viable product for many employers. However, there is no single fit-for-all ...
... You will be surprised to know that such coverage does indeed exist under an arrangement similar to your health or insurance plan. Pre-paid legal plans offer you access to all these legal services, for a monthly charge of $10 to $25. If you are employed, you may incur no charge if your employer provides ...
... future legal services to the members enrolled in the scheme. They vary in cost, scope of legal coverage provided and how the legal services are provided. We will look at the different types of pre-paid legal plans available in the United States and how to enrol into them An individual pre-paid legal plan ...
How To Enrol For A Legal Plan?
... representations. In this arrangement, you pay the prepaid charge, get the standard discounts open to all other members of the plan and get the coverage as per the terms and conditions of the plan. In a group plan, all members are automatically included in the plan because of their status as a group. For ...
Limitations Of Pre-Paid Legal Services
... promoted under the promise of cheap legal coverage, an attractive alternative to the high fees charged by regular attorneys and law practices. But under the gloss of accessible legal services for the general public, lie a number of limitations. First, there is a limit on the scope of the legal services ...